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Homeowners Insurance Policy Quote Guide: What You Need to Know About Standard Coverage and Add-Ons

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While you might not necessarily “legally” have to have home insurance, there is really no good reason NOT to have at least some type of coverage. After all, for the average person, their home is the most important asset – even more so than any vehicle. Even if you’ve already paid off your mortgage, it’s still in your best interest to search for the ideal homeowners insurance policy quote.

The basic components include coverage for the home and structures (electrical wiring, heating, plumbing fixtures, external fixtures, and so forth) as well as contents (furniture, electronics, clothes, plants, etc… ) What is it all protected from? This varies from policy to policy. However, it typically protects from common threats such as fire, theft, and water damage. There are certain regional threats that might require coverage, such as hurricanes, earthquakes, heavy snow, or tornadoes.

Since even small streams could potentially become ranging rivers if there is enough rain and melted snow, flood insurance is quite common in most areas as well.

The most effective way of doing research and finding home insurance is by going online and comparing quotes. Find out if you are eligible for any discounts and read reviews on various companies. Before selecting any specific homeowners’ insurance policy quote, make sure it to read everything carefully. You should know exactly what it covers and what it does not cover.

What Should Your Homeowners Insurance Policy Quote Include

Just like any other type of insurance, it’s not a good idea to select a particular quote just because the payments are low. What about the deductibles? How much will it actually cost to make particular repairs to your home? Or replace valuables? What if you lose your entire house and have to have it rebuilt? Even if the chances of your house being utterly destroyed are low, that doesn’t mean it won’t ever happen. Ask anybody who has ever suddenly become homeless overnight due to a flood, fire, or tornado.

Speaking of homelessness, some home insurance policies will cover the costs of staying for somewhere else temporarily, such as a hotel room, in the event that your home is damaged and has to be remodeled.

There are some standard homeowners policies that cover the homeowners whenever they are facing lawsuits related to any damage or bodily injured caused by you, other inhabitants of your property, or your pets.

Weigh in on the both the market value and actual cash value of your home, property, and contents when looking for a homeowners insurance policy quote. Always begin your search with Lemonade Insurance if you live in one of the states in which it is available. Lemonade is known for its transparent policies, affordable insurance, and fast claims processing.



Source by George Botwin

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Chicago based Rapper L.H. Shares Music Video for New Single ‘Zone’

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Chicago based Rapper L.H. Shares Music Video for New Single 'Zone'

L.H. has been away for a while from releasing music but he’s right back today with the brand new single ‘Zone’, an energetic new hit that will get crowds moving and the people going.

Coming off from his last single ‘1X’, which has already garnered the attention of hip-hop media outlets, ‘Zone’ is the perfect addition to this industry shakers discography, which already consists of two amazing two E.P’s (Hennessequa and T2B2).

From Chicago and best known for blending modern and classic genres of hip-hop together, L.H. spends his time working on his own music and focusing on growing record label Visual Audio.

Having already opened for major artists like Rittz, Lil Bibby, and Cam’ron, L.H. knows how to grab an audience attention, as he displays his great skills and talents like no other, which make ‘1x’ the perfect addition to his ever expanding catalogue. Watch ‘Zone’ below.

Connect with L.H. on social media for updates on new music, videos, and more; @ldothdot





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Multi Talented Singer-Songwriter UkpEmem Releases New Single ‘The Values String’

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Multi Talented Singer-Songwriter UkpEmem Releases New Single 'The Values String'

Ukpeme Akpan Okon, musically known as UkpEmem, who believes in the power of music, discovered her love for music since childhood. She recalls writing songs and self-tuning them at a young age. In addition to inspirational speaking, she amplifies her voice through music. She believes that peace is possible, it begins with us, and the challenges encountered by the world can be surmounted.

Music is a very strong medium for connecting people. It is one of the ways UkpEmem seeks to entertain, spread worthy messages, and foster a better world. The Values String can connect the world!

An Ambassador for Peace, Ukpeme declares: “I will be a voice of peace, I will be an action of peace.” “Together, we can foster a more peaceful, non-violent world.”

Ukpeme has spoken on many occasions about peace. Singing about peace is a momentous addition.

The Values String is an Afrobeat, rap infused song about values, positive action, resilience, and unity. It was released on September 1, 2020. The Values String (Instrumental Version) was released on September 8, 2020.

The inspiration for this song was mostly derived from the book — The Values String: A book on Transitional Life, Compelling Fulfillment, and Profound Peace by Ukpeme Akpan Okon.

The Values String was played for the first time on the radio via XL 106.9 FM, Uyo, during the Michael BUSH PLC show, on September 3, 2020.

On September 7, 2020, UkpEmem was listed as number 10 on the ReverbNation Singer Songwriter charts for Silver Spring, Maryland. U.S.A.

UkpEmem, and other artists, will be performing at a historic live and cybercast concert in 2022. Take a listen to ‘The Values String’ below.



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DaBaby Shares New Song ‘Yeah B*tch’ with KayyKilo: Watch

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DaBaby Shares New Song ‘Yeah B*tch’ with KayyKilo: Watch

DaBaby is not letting controversy around him affect his music release schedule as he continues to drop new material.

Over the summer, the rapper got dropped by various festivals from their lineups but he apologised on stage at Summer Jam for the homophobic comments he made at Rolling Loud Miami in July, one of the only festivals to keep him on the bill.

After dropping a song with Lil Wayne last month, DaBaby returns today with a new one called ‘Yeah B*tch’ where he is joined by rising Louisiana rapper Kayykilo who is signed with his Billion Dollar Baby Ent. imprint. She has also received a co-sign from 50 Cent.

Throughout this track, we get some of those energetic yet oddly medieval sounds that DaBaby has been displaying as of late. He starts the track out with a strong verse and chorus in which he delivers some raunchy sexual lyrics that set the tone for the song’s subject matter. KayyKilo then proceeds to steal the show with a fantastic verse that matches DaBaby perfectly. The two have great chemistry on the song, and KayyKilo shows herself to be an artist to watch out for.

Watch the video for ‘Yeah B*tch’ directed by DaBaby below.

 



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